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Risk Analyst

Company Name:
Prolinx Services
Overview
Our client is a leading provider of consumer credit making secured and unsecured personal loans. In addition to its lending activities, they offer credit and non-credit insurance through subsidiary insurance companies. Currently running and operating over 800 successful branches located across the United States.
Work Authorization
US Citizens are encouraged to apply.
We are unable to sponsor H1b, Green Card, or EAD candidates at this time.
Job Summary
Join our Decision Analytics team dedicated to using data and modeling to identify new prospects, or population sub segments to target with campaigns designed to grow our business and reduce costs.
This unique role combines both marketing perspectives with a credit risk reduction perspective for true optimization in program targeting
Responsibilities
Responsible for data extraction and quantitative analysis to generate business insights
Extract and analyze campaign data about our products, vintages, channels and customer segment
Utilize historical trends and predictive models to forecast cash flow, loss and profit for new treatments targeted to both new acquisitions and the existing portfolio of business
Assists in creation and implementation of Marketing and Risk strategies including the development of new product offers and channel tests
Use Unix, SAS and SQL data query tools to build, test, evaluate, and maintain robust data analysis and MIS reporting for management to make timely, informed decisions (experience with CHAID, and /or Open Source tools such as R is a plus)
Analyze data and create and validate financial assumptions that feed into targeting and profitability models
Communicate results
Drill down into the data to find root causes of trends
Draw conclusions by making recommendations for developing or modifying marketing strategies with little or no supervision
Continually enhance standard reports
Help junior analysts to write queries, pull data, and assemble reports. Help junior analysts develop skills.
Requirements
1-3 years experience in complex, data-driven problem solving
Strong Working Knowledge of data query tools such as SAS, SQL, R, Hive, Oracle, VB and Unix
Experience using Microsoft Office applications
Project Management skills
Strong analytical and problem-solving skills
Self-motivated and creative thinker
Strong written and oral communication skills necessary
Ability to thrive in a dynamic and fast-paced environment
Education
4-year college degree (OR related work experience) in a quantitative discipline such as Engineering, Statistics, Economics, Business Management or Computer Science is preferred
Compensation:
We offer a competitive salary and benefits. Details available upon request.
To Apply:
Interested candidates must submit a resume and cover letter in order to be considered for the position.
About Prolinx
Prolinx Services is a professional consulting company that provides clients with specialized services and business solutions. Having the right people in place is paramount to the success of our client organization. Prolinx Services is dedicated to providing people with the skills, background and work styles that match client needs. We also place great emphasis on the satisfaction of our consultants. Prolinx strives to create harmonious work arrangements and win-win situations for all involved parties.

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